Uninsured Motorist Claim Lawyers in Greenville, South Carolina

 

Helping Car Crash Victims Receive Compensation

If you were in an automobile accident, you may be dealing with injuries like whiplash, broken bones, neck injuries, and more. The medical bills from a car crash can add up, especially when you add property damage repairs and lost wages from missing work. Unfortunately, if the person who caused the crash is uninsured, you will likely have to submit an uninsured motorist claim to receive compensation for your injuries.

Uninsured motorist coverage is required in the state of South Carolina. While every driver is required to have UM coverage, not all UM claims are accepted automatically. Your insurance agents will likely look for any way to deny your claim to avoid paying out. Seeking the help of an experienced legal team will help you get your claim accepted to receive the compensation you deserve.

At Armada Law, we understand just how overwhelming it can be to recover from a car accident while also dealing with insurance claims. That’s why we are dedicated to handling your insurance matters for you so you can focus on resting and recovering. For more information about our services and to receive a free consultation, contact our office today by calling (864) 633-3739.

What is Uninsured Motorist Coverage?

Uninsured motorist coverage is required for most drivers in South Carolina. Uninsured motorist coverage is similar to liability coverage and helps drivers in case they are in an accident with an uninsured driver.
The minimum uninsured motorist coverage you can have in South Carolina is:

• $25,000 for injury or death per person
• $50,000 for injury or death per accident
• $25,000 for property damage

While these minimum options may seem like they cover a lot, medical bills and property damage can quickly exceed these amounts. It is highly recommended that you choose a higher option to pay for long-term injury recovery and other bills in the event of a car crash.

How Does an Uninsured Motorist Claim Work?

Uninsured motorist coverage kicks in if you are in an accident with an uninsured driver. The other driver must be at fault for the accident, and you must be able to prove that they do not have insurance. You must be able to prove fault, even in a hit-and-run accident; otherwise, your claim will likely be denied.

Most car accidents happen due to negligence on the part of the other driver. Negligence is a careless or reckless action that causes another person harm. Drivers who violate traffic laws or act irresponsibly while driving can be found liable for negligence.

Once you submit a claim with your insurance, your insurance company will do its own investigation into the crash and who is at fault. It is essential to provide extensive evidence of your bills and evidence of the crash. If insurance agents find a way to blame you, even partially, for the accident, they will likely deny your claim.

How Do I File a Claim With My Insurance Company?

Before filling a claim with your insurance, always focus on your health first. Get medical assistance for any injuries you have suffered as a result of the accident. If you are paying out of pocket, get receipts for any ambulance transportation, hospital stays, and emergency room treatments.

Once you are stable, reach out to your insurance company about your accident. The attorneys on our team can help you talk to your insurance company to inform them of your injuries and your expenses. We can also help you gather evidence of your crash to submit in your claim.

After your claim is submitted, your insurance company will review it carefully. In most cases, it takes weeks or months to get an answer about your claim. During this time, you may accrue more medical bills and further lost wages from missing work. Our team will help you recover these additional damages.

What Does an Uninsured Motorist Attorney Do?

While it’s technically possible to submit an insurance claim without legal representation, many people find more success when working with an experienced legal team. Insurance companies are very hesitant to pay out for insurance claims, so they will typically offer you an amount that is much lower than what you actually deserve.

Our team will do the following to ensure you receive the maximum compensation:

• Investigate the crash
• Gather evidence, including photos, videos, witness statements, and police reports
• Identify and value your recoverable damages, including medical bills, lost wages, emotional distress, and more
• Develop support for your insurance claim
• File and submit a claim on your behalf
• Negotiate with insurance agents on your behalf
• Demand fair compensation from the insurer

Do I Need an Attorney?

Getting into any kind of car accident is a stressful and frightening experience. Your medical bills, lost wages, and property damage repairs add up quickly, forcing you to pay out of pocket for an accident that wasn’t your fault. When you are in an accident with an uninsured motorist, having your insurance company pay you fairly can be an uphill battle. Insurance agents will look for any loophole available to avoid giving you the payment you deserve.

By working with our team at Armada Law, you have a much better chance of getting the payout you deserve for your injuries. We will help you file your insurance claim with tons of evidence. We can also talk to insurance agents on your behalf so you can focus on resting and recovering.

Please don’t feel like you must go through this difficult process on your own. Contact our law office today for a free consultation by calling (864) 633-3739.